Australian Mortgage Calculator

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Loan Details
$
Years
%

Rate changes: switch to a new rate from the first repayment in the given month. The bank minimum is recalculated at each change.

Bank Minimum Repayment:
$0.00 per month
$
Should be at least the bank minimum so your loan doesn't go backwards.
Offset Account
$
$
One-off Offset Adjustments

Add or subtract a lump sum from the offset at N years after start date (e.g. +50000 to save, −30000 to spend).

Amortisation Schedule
Total Interest Expense: $0.00
Remaining Duration: 0 years 0 months
Total Interest Saved (vs Min, No Offset): $0.00
Time Saved: 0 years 0 months
▶ Detailed Amortisation Table
Period Rate Balance Offset Repayment Interest Principal
Scenario Comparison – Loan Balance Over Time
Scenario Payoff Date Total Interest Paid Final Offset Balance